(week 6) - December 11

In my final week I was still stayed in CAD Retail section. I was very busy files the original approval and collecting the approval folders that were received from the branches. I was also checking the customer’s name and account number from the original approval which the section receives with the list that was given from one the department officer before it should be filed.

(Week 5)-December 3

Today I have been in CAD Retail section. I Sat with the Retail manager were he start explaining to me about retail section. Moreover he also explained to directly from the customer’s approval. Beside he told me what their sections job and what branches does. Branches has limit when a customer asks for Share morabha (loan) so if a customer wants more than the limit the branches emails Ashraf and asks him to increases the limit from the system. so he should me how he increases or decreases the limit

(Week 4)-November 28

Today was the bank National day celebration where it was out door in front banks main entrance. There were different activities done by student from schools thr celebration started from 9 o’clock to 12. Later all visiters and staff when to have some of our traditional food and sweets then all went back to their work but their where still another activity that started at 2pm from Sharjah police. For me I did do much work most of the time we were free.

(Week 4) - November 25

Today I did have much work to do because the Internal Audit came to our department. The audit responsibility is to go to departments and check their work, the files and what they achieved.  So since I’m a trainee it’s the department responsibility to check the trainee work beside when a trainee is given a work any of the department officers should direct them. So mostly what I did today was just changing the old files to the new ones. In addition, helped Fatima to open the received approval by stamping the time we received them and Fatima was listing the customer names and account and its subject of the approval in excel.

(Week 3) - November 22

Since all the bank files are stored in) CAD (Credit administration Department) so the bank asked the department to change old files to a new ones. The first thing I did today was changing them since Mohaned was busy with Mr Khalid the department director. Later on I was given some tasks to do, to release Documents for “Real Estate Mortgage”. Where first I have to read the given approval since its written specifically what needed to be released, this is done physically through a printed form not through a system.

(Week 3)-November 19

Today I sat with Huda a senior officer where she should me what should be done when they receives the deal from CAD Documentation Section. They must check again the contracts that were written by the Documentation + check if things from the check list are available and if the right signatures are on the documents.  Most Important things they ask for before booking the deal in the system are (security Cheques and down payment invoice). If anything is missing they list them on a table at the check list form and email it to the responsible branch officer to provide the needed things. Later I went to Mohanad the Head Assistant of Disbursement Manager where he showed me a new facility which is “Real Estate” and explained the process and what needed to done when they receive a real estate facility and type of security they ask for.

(Week3)-November 18

Today was my first day in the CAD Disbursement Section. I sat with one of the disbursement officers to explain to me about their work. He showed me what their section does after Documentary finishes their work.  He also showed me a Vahical Morabaha (Facility) and explained what securities they need + check the contracts that documentary did. Later on I went an sat with a senior officer to explain and show me more how their work goes.